Opening a Bank Account

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The 100 Point System

All Banks in Australia require you to pass a 100 point identification check when opening a bank account. Most will allow your account to be opened from your home country (some are easier to deal with than others).

-Birth Certificate -Passport -Citizenship Certificate	70 points	You can only get points for one item in this section
-Drivers Licence (full / probationary / learner) -Shooters Licence -Public Service Employee ID card -Commonwealth or State Government financial entitlement card (eg Pension card)	40 points	These cards must have a photograph or signature
-Land Rates	35 points	Applies to home buyers or owners only
Any card on which your name appears: -Medicare card -Credit Card (only 1 per institution) -Store Account card -Video Store Card -Library Card -Union Card	25 points
Documents on which your name and address appear: -Car registration -Utility bill -Rental receipts -Records of another financial institution showing you've been a member for 12 months or more	25 points

NOTE: In the first six weeks after you first arrive in Perth, you'll be able to open an account with most banks using only your passport - as most banks recognise that you may not yet have additional documentation to pass the 100 point check.

Tip: Get your Australian driving license as soon as you arrive - you no longer need to pass a theory test if you come from some countries (e.g. UK). Your license and passport are enough ID to open an account after the 6 week initial period.

Useful Links

National Bank of Australia

St George Bank

Westpac Bank

The 100 Point System

All Banks in Australia require you to pass a 100 point identification check when opening a bank account. Most will allow your account to be opened from your home country (some are easier to deal with than others).

-Birth Certificate -Passport -Citizenship Certificate

70 points

You can only get points for one item in this section

-Drivers Licence (full / probationary / learner) -Shooters Licence -Public Service Employee ID card -Commonwealth or State Government financial entitlement card (eg Pension card)

40 points

These cards must have a photograph or signature

-Land Rates

35 points

Applies to home buyers or owners only

Any card on which your name appears: -Medicare card -Credit Card (only 1 per institution) -Store Account card -Video Store Card -Library Card -Union Card

25 points

Documents on which your name and address appear: -Car registration -Utility bill -Rental receipts -Records of another financial institution showing you've been a member for 12 months or more

25 points

-Birth Certificate
-Passport
-Citizenship Certificate

-Drivers Licence (full / probationary / learner)
-Shooters Licence
-Public Service Employee ID card
-Commonwealth or State Government financial entitlement card (eg Pension card)

Any card on which your name appears:
-Medicare card
-Credit Card (only 1 per institution)
-Store Account card
-Video Store Card
-Library Card
-Union Card

Documents on which your name and address appear:
-Car registration
-Utility bill
-Rental receipts
-Records of another financial institution showing you've been a member for 12 months or more